ABOUT US
Discover Our Sacco Success Story Here
At ENEA SACCO, we stand at the forefront of financial innovation, dedicated to providing unmatched savings and credit solutions to our valued members and customers. Our unwavering mission revolves around mobilizing savings and deposits, offering affordable and diverse financial products, all while ensuring sound management practices that bring satisfaction to our members and stakeholders. Join us on a journey towards financial empowerment and success.
Our Services
Banking Services
Ordinary Accounts
Basic savings accounts for individual members, offering convenient access to funds and financial services.Group Accounts
Designed for member groups, enabling joint savings and financial management with Enea Sacco.Fixed Deposit Accounts
High-yield savings with fixed terms for long-term financial planning, growth and security.Enea Quick Cash
Swift mobile solutions for immediate access to funds, ensuring financial flexibility and freedom.ATM Saccolink
Convenient ATM services, enhancing secure and accessible transactions for members.School Accounts
Tailored for educational institutions, simplifying financial management for schools and colleges.M-Pesa Services
Seamless mobile integration with M-Pesa for flexible banking transactions covering key transaction needs.Toto Junior Account
Child-focused savings, nurturing financial literacy, growth, and future financial security.Ordinary & Bankers Cheque
Secure cheque services for various financial needs, including payments and withdrawals.Cheque Processing
Efficient, timely and affordable processing of cheques, ensuring fast and accurate financial transactions.Issue of internal F.O.S.A Cheque Books
Providing FOSA cheque books to members for efficient and convenient financial management.Mobile Banking Services
Convenient mobile banking options for on-the-go account management and transactions.OUR STATS
Explore ENEA SACCO’s impressive statistics. Discover our remarkable journey of [Years of Operation] years, with [Membership] loyal members, and [Total Assets] in assets, a testament to our financial prowess.
244348196
Total Assets
18561
Membership
13
Year of Operation
3
Branches
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FAQ
Check Our General Questions
Enea Sacco has three convenient locations to serve our members. Our main office is situated at Kiangararu House, Karatina – Nairobi Highway. In addition to our main office, we have two branch locations: Rhino House Branch-Karatina and Kimariga Town Branch.
Here are the telephone numbers for each of these branches:
1. Main Office (Kiangararu House):
– Telephone: 020-2640721
– Mobile: +254 727 013 987
2. Rhino House Branch:
– Telephone: 020-2640721
3. Kimariga Town Branch:
– Telephone: 020-201325
Yes, Enea Sacco has multiple branches to serve our valued members. In addition to our main office located at Kiangararu House on the Karatina – Nairobi Highway, we also have two branch locations: Rhino House Branch and Kimariga Town Branch. These branches are strategically positioned to provide accessibility and convenience to our members.
Share Capital: Share capital is the initial money members invest to establish and strengthen Enea Sacco. It forms the foundation for our financial stability.
Unwithdrawable Shares: Unwithdrawable shares represent contributions that members make, which can’t be taken out until they leave Enea Sacco. They help secure our long-term sustainability.
Ordinary Shares: Ordinary shares allow you to be a part-owner of Enea Sacco, granting you dividends. They’re typically withdrawable under certain conditions and also provide voting rights for decision-making.
- Access to Financial Services: Sacco members can access a wide range of financial products and services, including savings accounts, loans, investment opportunities, and insurance options.
- Competitive Interest Rates: Saccos often offer competitive interest rates on savings and loans, allowing members to earn more on their savings and secure affordable credit.
- Ownership and Voting Rights: Sacco members have a stake in the organization and typically enjoy voting rights during general meetings, allowing them to influence important decisions and governance.
- Dividends and Profits: Members may receive annual dividends based on their share capital, enabling them to share in the Sacco’s financial success.
- Financial Education and Support: Many Saccos provide financial literacy programs and guidance to help members make informed financial decisions and improve their financial well-being.
- Access Mpesa Menu: Go to your Mpesa menu on your mobile phone.
- Select Lip na Mpesa: Choose the “Lip na Mpesa” option.
- Choose Paybill: Select “Paybill.”
- Enter Paybill Number: Enter the Paybill number: 7256487.
- Enter Account Number: In the account number field, type “3” followed by your specific account number.
- Enter Amount: Specify the amount you wish to deposit.
- Confirm Transaction: Review the details and confirm the transaction.
- Enter Mpesa PIN: Enter your Mpesa PIN to authorize the deposit.
- Receive Confirmation: You will receive an Mpesa confirmation message for your deposit, and the funds will be added to your account.
This process allows you to conveniently deposit money into your account from your Mpesa mobile wallet.
To be eligible for a loan from Enea Sacco, you need to be a member for at least 6 months and maintain good account standards during that time. This typically includes having a positive savings history and abiding by the Sacco’s financial guidelines.
